WBO April Presenters
Dr. Betty Ritter Seltzer, a licensed insurance agent since 2005, has a goal to empower the Prince Georges County community by sharing information about the benefits of insurance and encouraging individuals to plan for the future. As a former federal employee with nearly 30-years of service primarily in the human capital arena, she became interested in life insurance as a hobby, that manifested into a passion to help others. As a Benefits Counselor, she enjoyed assisting others and providing information on retirement, health and life insurance, and consoling bereaved employees’ surviving family members with death benefits counseling. When she was contacted by Farmers Insurance to become an insurance agent, quite naturally, Dr. Seltzer embraced the opportunity. Her mantra, “If you fail to plan you are planning to fail (Ben Franklin)”, drives her to encourage others to be proactive and invest in their future.
A native New Yorker. Dr. Seltzer earned a Ph.D. in Business Administration, with a concentration in Management, from North Central University, as well as a Master’s of Science in Administration from Michigan University. She completed undergraduate studies at Fisk University and Meharry Medical College in Tennessee. She is a member of a Business Honor Society, Delta Mu Delta, and a co-facilitator of a Crown Financial Ministry 10-week study and Deacon at First Baptist Church of Highland Park, Landover MD. Married for over 30 years to a beloved husband and friend "Jerry" Seltzer and they are blessed with three awesome sons, Gerald, Julian and Jahmar.
Octavia Stanton Caldwell founder and President/CEO of ROC CONSULTANTS, LLC, a firm specializing in helping nonprofit organizations, churches and entrepreneurs strategically plan, fund and manage how they operate their organizations. Octavia has demonstrated the knowledge, skills and ability to develop practical approaches to address organizational challenges and problems.
Her professional and managerial background is balanced with strong fiscal and personnel successes. She has been involved with all aspects of grants acquisitions and grants management, and possesses knowledge of federal, state and local grant regulations and policies. Process improvement, performance management and organizational development are hallmark strengths in her personnel experiences. She has twenty one years experience in leadership positions in federal, state and local government, private sector, community and faith-based organizations utilizing assessment, planning, organizing, evaluating, quantitative and qualitative analysis, fund-raising and team building skills.
Her extensive public, private, church and community-based experiences and training equips her well to lead ROC CONSULTANTS, LLC as it helps organizations to grow, improve their effectiveness and serve more people.